What is Personal Injury Protection?(PIP):
Per Texas Insurance Code, Section 1952.155, PIP is a “Benefit [that] is payable without regard to fault or collateral Source: Effect on Subrogation.”
PIP allows the injured party to utilize this benefit to seek medical treat no matter who was at fault in causing the loss (accident). MDN can guide you through any questions relating to PIP.
Common Myth’s of Personal Injury Protection:
– Increase your auto insurance premium:
– False: The use of your PIP will NOT cause your insurance premiums to increase.
– I caused the accident, I can’t use my Personal Injury Protection:
– False: The use of your PIP no matter who was at fault.